Terms & Conditions

1. Acceptance of Terms

By accessing and using LoanCalc Pro ("we," "our," or "us"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

LoanCalc Pro is a free online financial calculator platform that provides tools for calculating loan EMIs, interest rates, and other financial metrics. Our services include:

• EMI calculators for various types of loans
• Interest rate calculations
• Loan comparison tools
• Financial planning resources and articles
• Educational content about loans and financial planning

3. Use License

Permission is granted to temporarily use LoanCalc Pro for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display (commercial or non-commercial)
• Attempt to decompile or reverse engineer any software contained on our website
• Remove any copyright or other proprietary notations from the materials

4. Disclaimer of Warranties

The information and calculations provided by LoanCalc Pro are for educational and informational purposes only. While we strive for accuracy, we make no warranties or representations about the accuracy, reliability, completeness, or timeliness of the content, software, text, graphics, links, or communications provided on or through the use of our website.

5. Limitations of Liability

In no event shall LoanCalc Pro or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on our website, even if LoanCalc Pro or an authorized representative has been notified orally or in writing of the possibility of such damage.

6. Accuracy of Materials

The materials appearing on LoanCalc Pro could include technical, typographical, or photographic errors. We do not warrant that any of the materials on our website are accurate, complete, or current. We may make changes to the materials contained on our website at any time without notice.

7. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the website, to understand our practices regarding the collection and use of your information.

8. User Conduct

You agree to use LoanCalc Pro only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the website. Prohibited behavior includes:

• Harassing or causing distress or inconvenience to any other user
• Transmitting obscene or offensive content
• Disrupting the normal flow of dialogue within our website
• Attempting to gain unauthorized access to our systems
• Using automated systems or software to extract data from our website

9. Intellectual Property Rights

All content included on LoanCalc Pro, such as text, graphics, logos, images, audio clips, digital downloads, data compilations, and software, is our property or the property of our content suppliers and is protected by copyright laws.

10. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by LoanCalc Pro. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

11. Modifications to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes by posting the new Terms & Conditions on this page with an updated "Last Updated" date. Your continued use of the website after such modifications constitutes your acceptance of the updated terms.

12. Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms & Conditions.

13. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of India, and you irrevocably submit to the exclusive jurisdiction of the courts in that state or location.

14. Contact Information

If you have any questions about these Terms & Conditions, please contact us through our Contact Us page.